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maxitdev

Would you lend in cryptocurrency?

Would you lend in cryptocurrency?  

328 members have voted

  1. 1. Would you lend in cryptocurrency?

    • No
      129
    • Yes, in BTC
      141
    • Yes, in ETH
      30
    • Yes, in stablecoins
      34
    • Yes, in Maxit
      4
    • Yes, in Libra
      7
    • Yes, in other cryptocurrency
      35


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Would you give a loan to borrowers in cryptocurrency?

If yes, in which cryptocurrency:
- Bitcoin
- Ethereum
- Stablecoin (please tell us in which)
- Libra
- Maxit (https://maxicreditcompany.com/whitepaper.pdf)
- Other (please tell us in which)

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18 minutes ago, maxitdev said:

Would you give a loan to borrowers in cryptocurrency?

If yes, in which cryptocurrency:
- Bitcoin
- Ethereum
- Stablecoin (please tell us in which)
- Libra
- Maxit (https://maxicreditcompany.com/whitepaper.pdf)
- Other (please tell us in which)

It is very risky to give a loan in foreign currency, especially if it is a cryptocurrency, because the price fluctuations are very large and anyone can lose. I think the crypto market is not made to give someone a loan in BTC or ETH. I think it is best to borrow in the FIAT currency of your country. Why would anyone want to make a loan in cryptocurrencies when the risk is so high?

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I don't use loans because I hate being indebted to someone, it's annoying to think about it most of the time.

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You don't have to directly loan your Bitcoin.
There is a way to loan it with Celsius, Bitgo, Binance ans in some wallets like I do in Monarch.
I use it for Bitcoin.

One thing people should know that it is risky, and you don't hold your private keys that way,
but it is less risky than betting or leverage trading.
Stable coins have biggest returns in around 8% average
 

Edited by hexwin
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Poloniex has a lending feature which I really like. The interest rates are low when there is no price movement. You lend your coins to Margin Traders, and it's 99.9% safe, because Margin Traders have to put up some form of security and the website won't let them loose more than their security if worth. (Sometimes in a flash crash, they might loose money quicker than the website can respond, so it's not 100% safe!) I've used the feature often without any problems - it's similar to Yobit's invest box.

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Click to get free Crypto from the best faucets:
Bicoin, Ethereum, Monero, DogeBytecoin, Digibyte, Steem, Tron, Verge, Siacoin

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Crypto currencies are not really good for lending unless you use stable coins, thats the only way that I think its ok to to lending

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6 minutes ago, Mohs3n71 said:

Crypto currencies are not really good for lending unless you use stable coins, thats the only way that I think its ok to to lending

I also think, that such a cryptos are good for lending, which has stable price. Which stable coin would you prefer?

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55 minutes ago, maxitdev said:

Would you give a loan to borrowers in cryptocurrency?

If yes, in which cryptocurrency:
- Bitcoin
- Ethereum
- Stablecoin (please tell us in which)
- Libra
- Maxit (https://maxicreditcompany.com/whitepaper.pdf)
- Other (please tell us in which)

I think to lend crypto is a very risky thing because it can make you regret that later many scam events are everywhere. first thought

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3 minutes ago, maxitdev said:

I also think, that such a cryptos are good for lending, which has stable price. Which stable coin would you prefer?

In my opinion True USD ( TUSD ) and PAX are the best ones out there as I have no trust in tether ( USDT )

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1 minute ago, Fida11 said:

I think to lend crypto is a very risky thing because it can make you regret that later many scam events are everywhere. first thought

Do you think that smart contract can't solve this problems?

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12 minutes ago, datslimboi said:

Yes, I can only lend in BTC if I want to lend cryptocurrencies. I can also lend in ETH too, but i'll not lend stable coins.

Why won't you lend in stable coins? Are you don't afraid from price volatility and its effect to repayment?

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I don't prefer using  crypto currencies to loan anyone because there are many conditions that crypto may face such as continuously lose Its value for a long time then your loan and even Its profit may be very small percent or become zero! 

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Why wouldnt u hold it in binance lending when u can get 15% per year.Currently im using binance 3x long see how it works . Hold it for long term u will see profits better than leverage trading or trading shitcoins that could exit scam any day and require ur daily attention.

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I would say no, better end up have "nothing". Collateral and interest that they asked.Another burdens for me. But if you really need it and give it back on time. It wouldn't be any problem. But still if I were you ,I will not lend in cryptocurrency

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My answer would be absolutely no, as with lending our funds are likely going to be locked whichever amount we are going to lend for whatever time we choose and what if an emergency arrives and you need the funds?  Borrowings or doing margin trading is even worse and only make exchange richer and trader poor.


 

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I would but in a currency that's price is kinda fixed a but for the monent, Like doge or those USD alternatives coins not other wise, because you, you might lend 100 usd in BTC to someone then they return to you 30 USD in same BTC they awe you.

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56 minutes ago, Nimrata7 said:

For the time being it is not possible because currently we are struggling to handle the BTC price change pressure and if the bowers goes away then what should we do?

Actually there are some conceptions to handle the challenges of crypto lending. You can read here our conception - or in detailed in our White paper

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I dont get loan with cryptocoins because their pric can be unstable and i dont give loan with cryptocoins on same idea. If price go up up and up it would b good but for opposite can be very bad for little profit

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I'm not interested neither to lend nor have a debt to others, not just the risk someone can't pay but if you have a debt, fells like a burden in your heart, but how if you don't have fund to pay the debt? That's what happens in most cases all over the world.

Edited by YouNha

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Loans put a big burden on you and that is why I do not prefer to deal with them, especially if you lose, the problem becomes two problems


THINK POSITIVE

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10 hours ago, maxitdev said:

Would you give a loan to borrowers in cryptocurrency?

If yes, in which cryptocurrency:
- Bitcoin
- Ethereum
- Stablecoin (please tell us in which)
- Libra
- Maxit (https://maxicreditcompany.com/whitepaper.pdf)
- Other (please tell us in which)

for as long as you can set-up system and you have resources with knowledge about it,

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No, because i don't have enough money for my self. Also too risk to lend unknown people. Maybe i can do this to my friends, because we are close, and meet everyday, but not with anonymous people

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Lending online is too risky, people will misuse your cryptocurrency and wouldn't be able to pay you and it is not a easy way to get money from people you met online that you don't know, if you need cryptocurrency go and get it from faucets.

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10 hours ago, maxitdev said:

Do you think that smart contract can't solve this problems?

It could be because it is a big problem, you have to adjust in a big way, that's my opinion. Ask your opinion or other opinions. I do not know thank you friend.

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