The Ripple case will begin on February 22, 2021, and from that day on, there are chances of bad developments for XRP.
It seems that Ripple has started working on alternative projects as of today. Ripple's CTO, who started working on new projects after the US banking institution OCC approved the use of stablecoin and Blockchain technologies, recently published an article about the development of stablecoins in the XRP Ledger network.
After this article, Ripple CEO Brad Garlinghouse made a similar statement. These statements may indicate that Ripple is running a new stablecoin run. In addition, Garlinghouse emphasized that many central banks doing digital money studies may prefer the XRP Ledger network. Still, it is thought that Ripple could surprise people by issuing its own stablecoin.
In addition to the current SEC case, the gains or losses investors will make from XRP will depend somewhat on how Ripple will follow. A stablecoin that Ripple will issue indexed to the US dollar can make a big difference in the positive direction.
Ripple basically aims to make cross-border transfers both cheaper and faster than conventional systems. This is why products like xRapid and ODL were developed. Ripple's stablecoin might be perfect for these products.
If major banks and economic institutions around the world choose Ripple's stablecoin, Ripple can gain a large amount of profits from these activities. Considering the approval of Stablecoins and Ripple's cross-border payment technology, much could change in the market for Ripple.