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PayID is trying to make payments as easy and as fast as possible. You don't have to remember your account number, instead you could register your email or phone number to work as a PayID. And beautiful thing is that it's a cross platform system. And they are working with Ripple, Brave, Huobi and blockchain.com. So far it has centered on Australia so this is not for everyone (Not for me at least and i don't think our country will adopt this) but i guess they are looking to scale in the future. What do you think? Is this going to be a thing or will there be competition to render this payment system useless? I am not the biggest fan of Ripple but i thought i should share this to spark some conversation. Sources: https://cointelegraph.com/news/ripple-brave-and-huobi-join-instant-global-payments-network-payid https://payid.com.au/